Préstamos de emergencia

PROYECTO DE PRÉSTAMOS DE EMERGENCIA PLAN 2014

Funcionando desde el 02 de Mayo de 2016

OBJETIVO:
Conceder a los trabajadores Universitarios préstamos de emergencia que satisfagan necesidades urgentes, con tasa de interés del 7% anual y plazo máximo de 24 meses, monto máximo $2,000.00.

DESCRIPCIÓN:

El Proyecto consiste en el otorgamiento de préstamos de emergencia sujetos al análisis de liquidez del 20% sobre el salario básico del trabajador y cargo de cuotas en planilla de salario de cada usuario, considerando que es una forma de realizar una recuperación efectiva de esta Inversión y con lo que se da cumplimiento a los Arts. 8 y 12 del Reglamento de Préstamos Personales y de Emergencia y Art. 66 del Reglamento General del FUP.
La erogación de fondos a favor del usuario se realizará cuando la orden de descuento esté debidamente autorizada y firmada por el administrador financiero de la facultad y Tesorería de la UES.

CONDICIONES:

MONTO MÍNIMO DEL PRÉSTAMO $ 100.00
MONTO MÁXIMO DEL PRÉSTAMO $ 2,000.00
PLAZO MÍNIMO 1 MES
PLAZO MÁXIMO 24 MESES
TASA DE INTERÉS 7.0% ANUAL
  • Los montos y plazos deberán solicitarse y aprobarse según la correspondiente tabla de montos, plazos y cuotas. (VER TABLA)
  • La amortización se efectuará calculando en la cuota mensual el interés sobre saldo y el respectivo abono a capital.
  • Para el caso de usuarios que requieran trasladar su deuda con el saldo existente, en concepto de préstamo de emergencia (Lentes, Escolares, Medicamentos y Funerarios), para optar a la baja de interés, no será necesario contar con ningún porcentaje ni monto de pago y será independiente de la modalidad de contratación o nombramiento.
  • En el caso de trabajadores bajo Ley de Salario o contratos permanentes, podrán optar a estos créditos, a partir de 12 meses cotizados al FUP
  • Con el propósito de salvaguardar la recuperación de los créditos, en el caso de trabajadores contratados de manera eventual, podrán optar a préstamos de emergencia, de acuerdo al tiempo de servicio, según la siguiente tabla:
De 2 hasta 3 años $ 800.00
De más de 3 hasta 4 años $ 1,200.00
De más de 4 hasta 5 años $ 1,600.00
De más de 5 años $ 2,000.00

REQUISITOS:
Presentar la siguiente documentación:

  • Solicitud de préstamo en formato establecido por el FUP
  • Boleta de pago actualizada conteniendo fecha de ingreso, firmada y sellada por el (la) Administrador (a) Financiero o Jefe de Recursos Humanos, según el caso.
  • Fotocopia legible de DUI (ampliada a 150%) y NIT, ambas frente y reverso.

REFINANCIAMIENTO:

  • Los préstamos de emergencia serán refinanciables al haber cancelado el 50% de las cuotas en planilla.

GARANTÍAS:

  • Este tipo de préstamos no requerirá codeudor.
  • Se firmará por el monto del préstamo un pagaré.

TABLA DE PRÉSTAMOS DE EMERGENCIA PLAN 2014

 

MONTO

1 MESES

2 MESES

3 MESES

4 MESES

5 MESES

6 MESES

7 MESES

8 MESES

9 MESES

10 MESES

11 MESES

12 MESES

$100.00

$100.58 $50.44 $33.72 $25.36 $20.35 $17.01 $14.62 $12.83 $11.44 $10.32 $9.41 $8.65

$150.00

$150.87 $75.65 $50.58 $38.05 $30.52 $25.51 $21.93 $19.24 $17.15 $15.48 $14.12 $12.98

$200.00

$201.16 $100.87 $67.44 $50.73 $40.70 $34.01 $29.24 $25.66 $22.87 $20.64 $18.82 $17.30

$250.00

$251.45 $126.09 $84.30 $63.41 $50.87 $42.52 $36.55 $32.07 $28.59 $25.80 $23.53 $21.63

$300.00

$301.74 $151.31 $101.16 $76.09 $61.05 $51.02 $43.86 $38.49 $34.31 $30.97 $28.23 $25.95

$350.00

$352.03 $176.52 $118.02 $88.77 $71.22 $59.52 $51.17 $44.90 $40.03 $36.13 $32.94 $30.28

$400.00

$402.32 $201.74 $134.88 $101.45 $81.40 $68.03 $58.48 $51.31 $45.74 $41.29 $37.64 $34.60

$450.00

$452.61 $226.96 $151.74 $114.14 $91.57 $76.53 $65.79 $57.73 $51.46 $46.45 $42.35 $38.93

$500.00

$502.90 $252.18 $168.60 $126.82 $101.75 $85.03 $73.10 $64.14 $57.18 $51.61 $47.05 $43.25

$550.00

$553.19 $277.39 $185.46 $139.50 $111.92 $93.54 $80.40 $70.56 $62.90 $56.77 $51.76 $47.58

$600.00

$603.48 $302.61 $202.32 $152.18 $122.10 $102.04 $87.71 $76.97 $68.61 $61.93 $56.46 $51.90

$650.00

$653.77 $327.83 $219.18 $164.86 $132.27 $110.54 $95.02 $83.38 $74.33 $67.09 $61.17 $56.23

$700.00

$704.06 $353.05 $236.05 $177.54 $142.45 $119.05 $102.33 $89.80 $80.05 $72.25 $65.87 $60.56

$750.00

$754.35 $378.27 $252.91 $190.23 $152.62 $127.55 $109.64 $96.21 $85.77 $77.41 $70.58 $64.88

$800.00

$804.64 $403.48 $269.77 $202.91 $162.79 $136.05 $116.95 $102.63 $91.49 $82.57 $75.28 $69.21

$850.00

$854.93 $428.70 $286.63 $215.59 $172.97 $144.56 $124.26 $109.04 $97.20 $87.74 $79.99 $73.53

$900.00

$905.22 $453.92 $303.49 $228.27 $183.14 $153.06 $131.57 $115.46 $102.92 $92.90 $84.69 $77.86

$950.00

$955.51 $479.14 $320.35 $240.95 $193.32 $161.56 $138.88 $121.87 $108.64 $98.06 $89.40 $82.18

$1,000.00

$1,005.80 $504.35 $337.21 $253.64 $203.49 $170.07 $146.19 $128.28 $114.36 $103.22 $94.10 $86.51

$1,050.00

$1,056.09 $529.57 $354.07 $266.32 $213.67 $178.57 $153.50 $134.70 $120.08 $108.38 $98.81 $90.83

$1,100.00

$1,106.38 $554.79 $370.93 $279.00 $223.84 $187.07 $160.81 $141.11 $125.79 $113.54 $103.51 $95.16

$1,150.00

$1,156.67 $580.01 $387.79 $291.68 $234.02 $195.58 $168.12 $147.53 $131.51 $118.70 $108.22 $99.48

$1,200.00

$1,206.96 $605.23 $404.65 $304.36 $244.19 $204.08 $175.43 $153.94 $137.23 $123.86 $112.92 $103.81

$1,250.00

$1,257.25 $630.44 $421.51 $317.04 $254.37 $212.58 $182.74 $160.36 $142.95 $129.02 $117.63 $108.14

$1,300.00

$1,307.54 $655.66 $438.37 $329.73 $264.54 $221.09 $190.05 $166.77 $148.67 $134.18 $122.33 $112.46

$1,350.00

$1,357.83 $680.88 $455.23 $342.41 $274.72 $229.59 $197.36 $173.18 $154.38 $139.34 $127.04 $116.79

$1,400.00

$1,408.12 $706.10 $472.09 $355.09 $284.89 $238.09 $204.67 $179.60 $160.10 $144.50 $131.74 $121.11

$1,450.00

$1,458.41 $731.31 $488.95 $367.77 $295.07 $246.60 $211.98 $186.01 $165.82 $149.67 $136.45 $125.44

$1,500.00

$1,508.70 $756.53 $505.81 $380.45 $305.24 $255.10 $219.29 $192.43 $171.54 $154.83 $141.15 $129.76

$1,550.00

$1,558.99 $781.75 $522.67 $393.13 $315.41 $263.60 $226.60 $198.84 $177.26 $159.99 $145.86 $134.09

$1,600.00

$1,609.28 $806.97 $539.53 $405.82 $325.59 $272.11 $233.90 $205.26 $182.97 $165.15 $150.57 $138.41

$1,650.00

$1,659.57 $832.18 $556.39 $418.50 $335.76 $280.61 $241.21 $211.67 $188.69 $170.31 $155.27 $142.74

$1,700.00

$1,709.86 $857.40 $573.25 $431.18 $345.94 $289.11 $248.52 $218.08 $194.41 $175.47 $159.98 $147.06

$1,750.00

$1,760.15 $882.62 $590.11 $443.86 $356.11 $297.62 $255.83 $224.50 $200.13 $180.63 $164.68 $151.39

$1,800.00

$1,810.44 $907.84 $606.97 $456.54 $366.29 $306.12 $263.14 $230.91 $205.84 $185.79 $169.39 $155.71

$1,850.00

$1,860.73 $933.06 $623.83 $469.23 $376.46 $314.62 $270.45 $237.33 $211.56 $190.95 $174.09 $160.04

$1,900.00

$1,911.02 $958.27 $640.69 $481.91 $386.64 $323.13 $277.76 $243.74 $217.28 $196.11 $178.80 $164.37

$1,950.00

$1,961.31 $983.49 $657.55 $494.59 $396.81 $331.63 $285.07 $250.15 $223.00 $201.27 $183.50 $168.69

$2,000.00

$2,011.60 $1,008.71 $674.41 $507.27 $406.99 $340.13 $292.38 $256.57 $228.72 $206.44 $188.21 $173.02
Volver al inicio

MONTO

13 MESES

14 MESES

15 MESES

16 MESES

17 MESES

18 MESES

19 MESES

20 MESES

21 MESES

22 MESES

23 MESES

24 MESES

$100.00

$8.01 $7.46 $6.98 $6.56 $6.19 $5.87 $5.57 $5.31 $5.07 $4.85 $4.66 $4.48

$150.00

$12.01 $11.19 $10.47 $9.84 $9.29 $8.80 $8.36 $7.97 $7.61 $7.28 $6.99 $6.71

$200.00

$16.02 $14.91 $13.96 $13.13 $12.39 $11.73 $11.15 $10.62 $10.14 $9.71 $9.31 $8.95

$250.00

$20.02 $18.64 $17.45 $16.41 $15.49 $14.67 $13.93 $13.28 $12.68 $12.14 $11.64 $11.19

$300.00

$24.02 $22.37 $20.94 $19.69 $18.58 $17.60 $16.72 $15.93 $15.21 $14.56 $13.97 $13.43

$350.00

$28.03 $26.10 $24.43 $22.97 $21.68 $20.53 $19.51 $18.59 $17.75 $16.99 $16.30 $15.66

$400.00

$32.03 $29.83 $27.92 $26.25 $24.78 $23.47 $22.29 $21.24 $20.29 $19.42 $18.63 $17.90

$450.00

$36.04 $33.56 $31.41 $29.53 $27.87 $26.40 $25.08 $23.90 $22.82 $21.85 $20.96 $20.14

$500.00

$40.04 $37.29 $34.90 $32.81 $30.97 $29.33 $27.87 $26.55 $25.36 $24.27 $23.28 $22.38

$550.00

$44.05 $41.02 $38.39 $36.09 $34.07 $32.27 $30.66 $29.21 $27.89 $26.70 $25.61 $24.61

$600.00

$48.05 $44.74 $41.88 $39.38 $37.16 $35.20 $33.44 $31.86 $30.43 $29.13 $27.94 $26.85

$650.00

$52.05 $48.47 $45.37 $42.66 $40.26 $38.13 $36.23 $34.52 $32.97 $31.56 $30.27 $29.09

$700.00

$56.06 $52.20 $48.86 $45.94 $43.36 $41.07 $39.02 $37.17 $35.50 $33.98 $32.60 $31.33

$750.00

$60.06 $55.93 $52.35 $49.22 $46.46 $44.00 $41.80 $39.83 $38.04 $36.41 $34.93 $33.57

$800.00

$64.07 $59.66 $55.84 $52.50 $49.55 $46.93 $44.59 $42.48 $40.57 $38.84 $37.25 $35.80

$850.00

$68.07 $63.39 $59.33 $55.78 $52.65 $49.87 $47.38 $45.14 $43.11 $41.27 $39.58 $38.04

$900.00

$72.07 $67.12 $62.82 $59.06 $55.75 $52.80 $50.16 $47.79 $45.64 $43.69 $41.91 $40.28

$950.00

$76.08 $70.85 $66.31 $62.34 $58.84 $55.73 $52.95 $50.45 $48.18 $46.12 $44.24 $42.52

$1,000.00

$80.08 $74.57 $69.80 $65.63 $61.94 $58.67 $55.74 $53.10 $50.72 $48.55 $46.57 $44.75

$1,050.00

$84.09 $78.30 $73.29 $68.91 $65.04 $61.60 $58.52 $55.76 $53.25 $50.98 $48.90 $46.99

$1,100.00

$88.09 $82.03 $76.78 $72.19 $68.14 $64.53 $61.31 $58.41 $55.79 $53.40 $51.23 $49.23

$1,150.00

$92.09 $85.76 $80.27 $75.47 $71.23 $67.47 $64.10 $61.07 $58.32 $55.83 $53.55 $51.47

$1,200.00

$96.10 $89.49 $83.76 $78.75 $74.33 $70.40 $66.88 $63.72 $60.86 $58.26 $55.88 $53.71

$1,250.00

$100.10 $93.22 $87.25 $82.03 $77.43 $73.33 $69.67 $66.38 $63.39 $60.68 $58.21 $55.94

$1,300.00

$104.11 $96.95 $90.74 $85.31 $80.52 $76.27 $72.46 $69.03 $65.93 $63.11 $60.54 $58.18

$1,350.00

$108.11 $100.68 $94.23 $88.59 $83.62 $79.20 $75.25 $71.69 $68.47 $65.54 $62.87 $60.42

$1,400.00

$112.12 $104.40 $97.72 $91.88 $86.72 $82.13 $78.03 $74.34 $71.00 $67.97 $65.20 $62.66

$1,450.00

$116.12 $108.13 $101.21 $95.16 $89.82 $85.07 $80.82 $77.00 $73.54 $70.39 $67.52 $64.89

$1,500.00

$120.12 $111.86 $104.70 $98.44 $92.91 $88.00 $83.61 $79.65 $76.07 $72.82 $69.85 $67.13

$1,550.00

$124.13 $115.59 $108.19 $101.72 $96.01 $90.93 $86.39 $82.31 $78.61 $75.25 $72.18 $69.37

$1,600.00

$128.13 $119.32 $111.68 $105.00 $99.11 $93.87 $89.18 $84.96 $81.15 $77.68 $74.51 $71.61

$1,650.00

$132.14 $123.05 $115.17 $108.28 $102.20 $96.80 $91.97 $87.62 $83.68 $80.10 $76.84 $73.84

$1,700.00

$136.14 $126.78 $118.66 $111.56 $105.30 $99.73 $94.75 $90.27 $86.22 $82.53 $79.17 $76.08

$1,750.00

$140.14 $130.51 $122.15 $114.85 $108.40 $102.67 $97.54 $92.93 $88.75 $84.96 $81.49 $78.32

$1,800.00

$144.15 $134.23 $125.64 $118.13 $111.49 $105.60 $100.33 $95.58 $91.29 $87.39 $83.82 $80.56

$1,850.00

$148.15 $137.96 $129.13 $121.41 $114.59 $108.53 $103.11 $98.24 $93.82 $89.81 $86.15 $82.80

$1,900.00

$152.16 $141.69 $132.62 $124.69 $117.69 $111.47 $105.90 $100.89 $96.36 $92.24 $88.48 $85.03

$1,950.00

$156.16 $145.42 $136.11 $127.97 $120.79 $114.40 $108.69 $103.55 $98.90 $94.67 $90.81 $87.27

$2,000.00

$160.16 $149.15 $139.60 $131.25 $123.88 $117.33 $111.47 $106.20 $101.43 $97.10 $93.14 $89.51

 

IMPORTANTE: